How far does your dollar go?
The goal is to create an accessible and affordable, financial services and educational space. With services available for families, individuals and businesses to establish financial goals, create wealth and enhance their financial IQ. Be at ease with knowledge back expertise when entering the world of wealth creation whether through Real Estate, Business Creation or investing (Wall Street). Let us partner together and start rebuilding excellence.
Reality Check
The Process
The journey of a thousand steps starts with the first one.
The road to financial freedom doesn’t start with a lot of financial and mathematical jargon, spreadsheets or equations, it starts with the decision to make a change.
The Mandate
The years surrounding the recent pandemic was a particularly difficult time for everyone in the world. Just recapping a few events involved police brutality, unnecessary remarks by elected officials, inflation, supply chain disruption and the stock markets wild ride. But, there was one thing that stood out to me the most. The economic forecasting that the average household net worth of African-Americans would be $0 in 2053. I’m not the smartest guy in the financial arena, but I knew there was something I could do. I dropped everything I was doing, quit the job I had at the time, and put everything into becoming a financial planner.
I knew I didn’t just want to start coke all people selling insurance, so I focused on legacy and estate planning. This area was important to me because so many people were losing family young and old leaving family members behind without a will, a plan or any financial security. The things that I’ve learned, and still learning on my own journey is what 1921 is all about.
In the early 20th century O.W Gurley brought 40 acres of land in Tulsa Oklahoma. Due to extreme racism, and not being able to sell to white people, Gurley sold his property to African-Americans who were seeking opportunity. Next came a small community, that we have come to know today by the name it was given by Booker T. Washington, “Black Wall Street”.
Black Wall Street was a community of African-American business and land owners, consisting of black-owned pharmacies, doctor offices, convenience stores, barbershops, jazz music lounges, hair salons, schools, churches etc.
During this time, Booker T. Washington was also starting Tuskegee University, George Washington Carver was innovating agricultural techniques and creating multiple inventions using the peanut. Madam CJ Walker was creating a haircare Empire, all while Marcus Garvey was starting the first African-American owned international cruise line, Black Star Cruise Line, raising millions of dollars in today’s money, from African-Americans who wanted to be a part of building something great together, and who can forget the grandeur of the Harlem Renaissance.
The vast majority of these events are taking place simultaneously as, the Spanish flu of 1919 was affecting 50 million people, yet, these pioneers, educators, businessmen/women and innovators were unimpeded in being deterred from their mission. And let us not forget to mention another little fact, all this took place during World War I.
World War I, as we know, was one of the worst wars the planet has ever seen, yet such accomplishments were achieved. 100 years later, during another pandemic the minority community seems to be at a disadvantage, and the thought of re-creating what was just done 100 years ago, seems impossible. With all of that being said, it is mind-boggling that statistics show that defendants of the people that accomplished the seemingly impossible just 100 years ago are at risk of having a family net worth of $0 in 30 years! That my friends, is a serious problem.
The Bigger Picture
The hopeful evidence in America’s past.